Your taxes, done right. Personal. Accurate. Affordable.
AviTax Pro® guides you step by step through your return — answer plain-language questions, watch your forms auto-fill, see your refund instantly. Choose self-guided filing, or add a licensed AviTaxes preparer review starting at Standard. Start completely free.
Concierge 1-on-1 add-on (+$99) available on Standard, Premium & Business · No hidden fees · Upgrade anytime
Why choose us
AviTaxes vs. the big box brands
Tap any benefit to see how we compare
👤
Licensed tax preparer reviews your return
✓ Standard & upRead more ▾
On our Standard plan and above, every return is reviewed by a licensed tax preparer before it is e-filed with the IRS. We verify your entries, check for missed deductions, flag potential errors, and make sure your return is optimized. Our Basic plan ($89) is self-guided software only — you review and submit your own return, with no human review — which is why it's priced lower. Most big tax software platforms are software only at every price point — human review typically costs $150–$400+ extra on top of their base price.
AviTaxes Preparer review included starting at Standard ($149)
Other tax software Human review costs $150–$409 extra on top of base price
🌎
Bilingual support — English & Spanish
✓ IncludedRead more ▾
AviTax Pro® is fully bilingual. Every screen, question, form, and AI assistant is available in English and Spanish at no extra charge — just toggle the EN/ES button at any time. Our human preparers are also bilingual and available for Spanish-language consultations. No major tax software platform offers true bilingual human support — most have limited Spanish interfaces but no Spanish-speaking preparers assigned to your return.
Disponible completamente en español — incluido en todos los planes sin costo adicional. ¡Hablamos su idioma!
🆓
Free estimate — see your refund before you pay
✓ Always freeRead more ▾
Complete the entire guided interview, watch your forms auto-fill, and see your full tax calculation — including your estimated refund or balance due — completely free. No credit card, no account, no commitment. Only pay when you are ready to have your return filed. Most big tax software charges you before you can see your final numbers — you reach the payment wall and have no choice but to pay to continue or start over elsewhere.
AviTaxes See full refund estimate for free. Pay only when ready to file.
Other tax software Must pay before you can view or file your completed return.
📍
Local Seattle expert who answers the phone
✓ (206) 609-0816Read more ▾
AviTaxes is based in Seattle, WA. When you call (206) 609-0816, a real person answers — not a bot, not a hold queue, not an overseas call center. We know Seattle, we know Washington State tax rules, and we know the industries that make up our community: contractors, dental and medical practices, restaurants, and self-employed professionals. Large national tax software companies route you to 1-800 support lines staffed by seasonal agents who do not know your local context.
🏗️
Industry expertise — construction, medical, legal, tech & more
✓ SpecializedRead more ▾
We have dedicated AI assistants and human expertise for six high-need industries that generic software ignores: general contractors (vehicle deductions, subcontractor 1099s, WA B&O tax, job costing), dental & medical practices (equipment Section 179, S-Corp salary rules, malpractice insurance, payroll), restaurants & food service (tip reporting, food cost, FICA tip credit), IT freelancers & tech contractors (1099 income, home office, S-Corp election), law offices (IOLTA, contingency fees, firm structure), and expats & international filers (FBAR, FATCA, foreign businesses in the US). National tax software platforms are built for the average W-2 filer — they have no specialized knowledge of your industry.
🏗️ Construction🏥 Medical & Dental🍽️ Restaurants💻 IT Freelancer⚖️ Legal🌎 International
📬
IRS notice response — limited representation
✓ Premium & BusinessRead more ▾
On Premium and Business plans, if you receive an IRS notice or inquiry about a return we prepared, we will respond on your behalf under our limited representation rights granted by the IRS Annual Filing Season Program (AFSP). We can communicate with the IRS regarding that specific return. Important: Our representation is limited to returns we prepared and does not extend to IRS appeals, collections, or criminal matters. For those situations we will refer you to a qualified tax attorney or enrolled agent.
⚠ Limited representation applies only to returns prepared by AviTaxes. It does not cover prior-year returns filed elsewhere or matters beyond the scope of the original return.
💲
Transparent pricing — no surprise fees at checkout
✓ Fixed pricesRead more ▾
What you see is what you pay — no state filing add-ons, no refund processing fees, no mid-filing upgrades. Our Standard plan at $149 includes state filing guidance at no extra charge. Many tax software platforms advertise a low base price that grows significantly at checkout — state fees, processing fees, and upgrade prompts can nearly double your final cost. Our Standard plan at $149 includes a licensed preparer, state filing guidance, Schedule C, Schedule E, and bilingual support — all-in.
AviTaxes Standard $149 all-in · Federal + state + preparer review + bilingual
Other tax software Base price + state fee + processing fee + no human review
Important disclosures
🏛️
Not affiliated with the IRS
Read more ▾
AviTaxes & Accounting Solutions is an independent tax preparation firm. We are not a government agency and are not affiliated with, endorsed by, or part of the Internal Revenue Service (IRS). We are an IRS-authorized e-file provider licensed to transmit returns electronically. Our preparers hold active PTINs and participate in the IRS Annual Filing Season Program (AFSP), which provides limited IRS representation rights for returns we prepare. We are not CPAs, enrolled agents, or attorneys, but we are licensed, experienced tax preparers.
🔒
Your data is encrypted & protected
Read more ▾
All information you enter is protected with 256-bit AES encryption at rest and TLS 1.3 in transit — the same standard used by banks. We comply with IRS Publication 4557, the FTC Safeguards Rule, and the Gramm-Leach-Bliley Act. Your SSN is masked immediately after entry and last 4 digits only are ever displayed. We never sell or share your data with third parties for marketing purposes.
🔄
We keep your return optimized
Read more ▾
On our Standard plan and above, a licensed AviTaxes tax preparer reviews your return before it is e-filed — checking for errors, missed deductions, and optimization opportunities. Our Basic plan is self-guided; you review and submit your own return. Our software is updated continuously as IRS rules change — so your return always reflects the most current tax law. Our preparers are trained, PTIN-registered professionals who participate in the IRS Annual Filing Season Program and stay current with annual IRS continuing education requirements.
📋
Estimate is not a guarantee
Read more ▾
The free estimate is based solely on the information you enter. Your final refund or balance due may differ based on IRS processing, additional income or credits not entered, changes in tax law after the software was last updated, or corrections made during preparer review. All figures are verified by your AviTaxes preparer before any return is filed. AviTaxes & Accounting Solutions is not liable for errors resulting from incorrect or incomplete information entered by users.
Enter your email and we'll send you a link to reset your password.
Create your login
Enter a valid email address
Enter a password
Passwords do not match
Enter your name, date of birth, Social Security number and home address exactly as they appear on your Social Security card and your mail.
Personal information
Under 18: you can still file. If a parent or someone else can claim you, check "Someone else (like a parent) can claim me as a dependent this year" below.
Bona fide residents of Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa or the Northern Mariana Islands who don't have to file a U.S. income tax return use Form 1040-SS to pay self-employment tax and Additional Medicare Tax and, in Puerto Rico, to claim the additional child tax credit. Income tax is paid to the territory.
Masked after entry — last 4 digits only displayed
IRS-required question
Optional. Checking it does not change your tax or refund.
Business information
6-digit code from your Schedule C instructions — lookup available at census.gov/naics. Leave blank if unsure.
Owners / Partners / Shareholders — each person's share of ownership determines their K-1
Enter yourself as the first owner. AviTax Pro prepares your personal return using your share; other owners' shares are shown for reference on their own K-1 so you can give them a copy.
If No, your share of this business's income or loss is passive under IRS rules — a loss may be limited by the passive activity loss rules (Form 8582) instead of fully deductible this year.
Generally your basis in the business plus amounts you're personally liable for (Form 6198). Leave blank if you're not sure — AviTax Pro will assume you're fully at risk and won't limit the loss. Only fill this in if a tax professional has told you your at-risk amount is less than your loss.
Tax interview — guided questions
Spouse information — required for married filing jointly
Masked after entry — required for joint return
Enter each form you received, one section at a time. The sections shown match your interview answers. Use the Next button at the end of each section.
W-2 Income — wages and salaries Form W-2
Unreported tips are taxable. Form 4137 adds them to your wages and figures the social security and Medicare tax on them (they may still count for the no-tax-on-tips deduction, Schedule 1-A).
Schedule C — Self-employment income Sole proprietor
Affects the QBI deduction (Section 199A) only if taxable income is high — see hint below
Business information (Schedule C, lines E–J)
Business income
1
Gross receipts or sales
Wages from a W-2 with the Statutory employee box checked are added here automatically.
2
Returns and allowances
4
Cost of goods sold
Fill in Part III below (inventory and costs) — line 4 comes from Part III, line 42.
Part III — Cost of goods sold (only if you sell products or keep inventory)
35
Inventory at beginning of year
36
Purchases less cost of items withdrawn for personal use
37
Cost of labor (not amounts paid to yourself)
38
Materials and supplies
39
Other costs
41
Inventory at end of year
6
Other income (including federal and state gasoline or fuel tax credit or refund)
Business expenses
8
Advertising
Line 9 — Car & Truck Expenses
The IRS requires contemporaneous records (a log kept at the time of travel) to support vehicle deductions under either method.
Enter your total business miles driven. The IRS standard rate for 2026 is $0.70 per mile. Keep a mileage log with date, destination, and business purpose.
The IRS raised the 2026 rate mid-year (Announcement 2026-11). Use your mileage log dates.
📐 0 miles × $0.70 = $0 deduction
Enter actual vehicle costs. Only the business-use percentage is deductible. Keep all receipts. You must choose ONE method per vehicle and stick with it.
Vehicle depreciation — Form 4562, Part V (goes on Schedule C line 13, not line 9)
The date placed in service is Part IV line 43 below. Business use % = business miles ÷ total miles.
📐 Business use: 0% · Total expenses: $0 · Deductible: $0
IRS Publication 463 — see instructions for mileage log requirements
Part IV — Information on your vehicle (needed when you claim line 9)
44a business miles come from the mileage above. 47a/47b come from your answer about documentation.
10
Commissions and fees
11
Contract labor
12
Depletion
13
Depreciation and section 179 expense
Use Form 4562 below for assets placed in service this year, section 179 or bonus depreciation. Type an amount here only for assets from earlier years (no Form 4562 needed).
Form 4562 — Depreciation (equipment, furniture, computers, buildings)
Cars and trucks are not entered here yet (coming soon). Business equipment bought this year gets the 100% special depreciation allowance automatically unless you elect out below, or you can choose section 179 for it.
Elect out of the 100% special depreciation allowance (optional — applies to ALL assets of that class placed in service this year; a statement is attached to the return)
14
Employee benefit programs (other than on line 19)
15
Insurance
16a
Mortgage interest (paid to banks, etc.)
16b
Vehicle loan interest
16c
Other interest
17
Legal and professional
18
Office expense
19
Pension and profit-sharing plans
20a
Rent or lease — vehicles, machinery, and equipment
20b
Rent or lease — other business property (office, store)
21
Repairs and maintenance
22
Supplies
23
Taxes and licenses
24a
Travel
24b
Deductible meals — enter the deductible part (generally 50% of the cost)
25
Utilities
26
Wages paid to employees (less employment credits)
27a
Energy efficient commercial buildings deduction — from Form 7205 (below)
Line 27b — Other expenses (Part V, line 48)
Less common items (most businesses skip this): energy-efficient buildings (Form 7205), amortization (Form 4562-B)
Line 27a — Energy efficient commercial buildings deduction (Form 7205, section 179D)
For energy efficient property (lighting, heating and cooling, hot water, or the building envelope) placed in service in a commercial building this year, by the building owner, or by the designer the owner allocated the deduction to. Construction must have begun by June 30, 2026.
Optional PDF documents sent with the e-file: the qualified individual's certification, and (designers) the building owner's written allocation.
Form 4562-B — Amortization (start-up costs, organizational costs and other amortized costs)
Code section: 195 for business start-up costs, 248 for a corporation's or 709 for a partnership's organizational costs, 197 for section 197 intangibles (see the Form 4562-B instructions for the other allowed entries). The total goes on Schedule C, Part V (other expenses).
Line 30 — Business use of your home
Enter the amounts for the WHOLE home for the year; the business percentage is applied automatically. If you itemize, enter the full mortgage interest and property taxes on Schedule A too — the business part is taken off Schedule A automatically.
With two homes, enter each home's amounts only for the months you used it. The profit is split between the homes by these months.
Second home — Form 8829 #2
Enter only the amounts for the months you used this home.
Net profit (loss) — Schedule C$0
SE earnings (92.35%)
$0
SE tax (15.3%)
$0
SE deduction (½)
$0
Farm you operateSchedule F
Income and expenses of a farm business you run yourself (crops, livestock, nursery, etc.). Leave empty if you have no farm.
Format: XX-XXXXXXX
Part I — Farm income (cash method)
Part III — Farm income (accrual method)
Part II — Farm expenses
Vehicle information — Form 4562, Part V (required by the IRS with car and truck expenses)
Form 4562 — Farm depreciation (Schedule F, line 14)
Vehicles are not entered here yet. Farm equipment bought this year gets the 100% special depreciation allowance automatically unless you elect out below, or you can choose section 179. The total replaces line 14.
Elect out of the 100% special depreciation allowance (optional — applies to ALL assets of that class placed in service this year; a statement is attached to the return)
Only needed when your taxable income is high. Leave empty if you had no employees.
The part of this farm's business income that comes from qualified payments (Form 1099-PATR, box 7). Leave empty if none.
Farmland sold to a qualified farmer — pay the tax in 4 installmentsForm 1062
If you sold qualified farmland to a qualified farmer this year, you can elect to pay the tax on that gain in 4 equal yearly installments (25% with this return). The gain must also be reported as income on this return.
Farm you rent out for a share of the crops or livestockForm 4835
For landowners paid with crop or livestock shares who don't operate the farm. Not subject to self-employment tax. Cash rent for farmland goes on Schedule E as a regular rental.
Format: XX-XXXXXXX
Part I — Gross farm rental income
Part II — Expenses
Vehicle information — Form 4562, Part V (required by the IRS with car and truck expenses)
Form 4562 — Depreciation for the farm rental (Form 4835, line 12)
Section 179 is not available when you don't materially participate in the farming. The total replaces line 12.
Elect out of the 100% special depreciation allowance (optional — applies to ALL assets of that class placed in service this year; a statement is attached to the return)
Form 1065 — Partnership returnForm 1065
This is the partnership's own return. Enter the business's numbers for the whole year — not one partner's share. Each partner's K-1 is built from line 23 and the partner amounts.
Partnership information
Needed for the Schedule B question 4 test. It prints on the form only when question 4 is No.
I — Number of Schedules K-1: 0
Schedule B — Other information
4 — Small partnership test
Income — page 1
Include only trade or business income and expenses on lines 1a through 23.
1a
Gross receipts or sales
1b
Less returns and allowances
1c
Balance (line 1a minus line 1b)
2
Cost of goods sold
Products the business sells or materials it uses — figured on Form 1125-A below.
3
Gross profit (line 1c minus line 2)
4
Ordinary income (loss) from other partnerships, estates, and trusts
From K-1s this partnership received. Requires a statement.
5
Net farm profit (loss)
Requires Schedule F.
6
Net gain (loss) from Form 4797, Part II, line 19
Sale of business property — figured from the Form 4797 section below.
Form 4797 — Property the partnership sold (equipment, vehicles, boats, buildings, land)
Add one entry per property sold. AviTax Pro figures line 6 (ordinary gain or loss), Schedule K line 10 (section 1231 gain or loss, which goes to the partners), and the rental part for Form 8825.
7
Other income (loss) — itemized statement
The IRS requires a description for each item.
8
Total income (loss) — lines 3 through 7
Deductions — page 1
9
Salaries and wages (other than to partners), less employment credits
Employees only. Never include money paid to partners here.
10
Guaranteed payments to partners
Set amounts paid to partners for their work or capital, like a salary. Partners are not W-2 employees.
11
Repairs and maintenance
12
Bad debts
13
Rent
14
Taxes and licenses
Payroll taxes, business licenses, B&O tax. Not federal income tax.
15
Interest
16a
Depreciation
Requires Form 4562 when there are new assets or vehicles.
16b
Less depreciation reported on Form 1125-A and elsewhere on return
16c
Net depreciation (line 16a minus line 16b)
Form 4562 — Depreciation of the partnership's assets (line 16a)
The total replaces line 16a. Section 179 is not deducted by the partnership — it goes to the partners on Schedule K line 12 (K-1 box 12). Add cars, trucks, vans and SUVs under Vehicles below (not as assets), so the car limits are applied.
Elect out of the 100% special depreciation allowance (optional — applies to ALL assets of that class placed in service this year)
Vehicles — cars, trucks, vans and SUVs (Form 4562, Part V)
Add each vehicle the partnership owns. The car limits are applied for you. For a leased vehicle, enter the lease payments as an other deduction (line 21) instead.
Vehicles driven by employees (Part V, Section C)
17
Depletion (not oil and gas)
18
Retirement plans, etc.
For employees, not partners.
19
Employee benefit programs
20
Energy efficient commercial buildings deduction
Requires Form 7205.
21
Other deductions — itemized statement
Insurance, accounting, bank fees, supplies, utilities, phone, vehicle costs, etc. One line per type.
22
Total deductions — lines 9 through 21
23
Ordinary business income (loss) — line 8 minus line 22
Tax and payment — lines 24 to 32 (rare for most partnerships)
24
Interest due under the look-back method — completed long-term contracts
Requires Form 8697.
25
Interest due under the look-back method — income forecast method
Requires Form 8866.
26
BBA AAR imputed underpayment
27
Other taxes
28
Total balance due — lines 24 through 27
29
Elective payment election amount from Form 3800
30
Payment
31
Amount owed
32a
Overpayment
Partners and Schedules K-1
One entry for each person who was a partner at any time during the year. Mark which partner is the client whose personal return you are preparing.
Rental real estate — Form 8825
Only for properties the partnership rents out (houses, apartments, commercial buildings, land). The net result goes to Schedule K line 2 and is split to the partners' K-1s (box 2).
Form 4562 — Depreciation of the rental properties (Form 8825, line 14)
Add every depreciable asset of the property: the building (27.5 years residential, 39 years commercial), improvements, appliances. Choose which rental property each one belongs to. Each property's line 14 fills in from its assets, and a Form 4562 is attached for each property. Land is never depreciated. Section 179 is not allowed for rental real estate.
Elect out of the 100% special depreciation allowance (optional — applies to ALL assets of that class placed in service this year)
20a
Total rental real estate income (all properties)
20b
Total rental real estate expenses (all properties)
21
Net gain (loss) from Form 4797 — rental property sold
Filled from the Form 4797 entries marked as rental real estate.
22a
Net income (loss) from rental real estate of other partnerships, estates and trusts
From K-1s this partnership received. Leave blank if none.
22b — Identify each one (name and EIN)
23
Net rental real estate income (loss) — goes to Schedule K, line 2
Schedule K — other items
Schedules L, M-1 and M-2
Signature — who signs the partnership return
One partner or LLC member signs for the partnership. The IRS needs this person's information to accept the e-filed return.
e.g. Managing member, General partner
Any 5 numbers the partner chooses (not 00000). It is their electronic signature and also goes on Form 8879-PE.
The day the partner signs Form 8879-PE (the e-file authorization).
The preparer's own signature PIN, the same one written on Form 8879-PE.
Form 8879-PE — E-file authorization
Print Form 8879-PE when the return is final. The signing partner checks the amounts, signs and dates it, and the preparer signs Part III. The preparer keeps the signed form for 3 years — it is not sent to the IRS.
The responsible party is the person named on the EIN application (usually the main owner). If it changed, Form 8822-B is attached.
Form 8822-B — Change of Address or Responsible Party (Business)
Fill in Form 8822-B (irs.gov/Form8822B), have it signed, and upload it here as a PDF. It is sent with the e-filed return so the IRS updates its record.
From last year's partnership return. The IRS uses it to confirm the return is real. Leave blank if the partnership did not file last year.
Form 1065 e-file XML (for MeF transmission testing)
Click inside the box, then Ctrl+A to select all, Ctrl+C to copy.
Investment income 1099 forms
Not taxed, but the IRS uses it for Social Security and health-credit figures. Form 1040, line 2a.
Taxed at 0%/15%/20% instead of ordinary rates — do not exceed the total entered above
Long-term gains paid by a mutual fund. Not part of the dividends above — goes on Schedule D, line 13
Part of box 2a — not added again. Taxed at up to 25%.
Part of box 2a — not added again. Taxed at up to 28%.
Capital gains / losses (1099-B) Schedule D
Short-term net gain/(loss), taxed at ordinary income rates
$0
Long-term net gain/(loss), taxed at preferential 0% / 15% / 20% rates
$0
From last year's Capital Loss Carryover Worksheet (Schedule D, line 6). Enter as a positive number
From last year's Capital Loss Carryover Worksheet (Schedule D, line 14). Enter as a positive number
Sales to list one by one Form 8949
Use this for crypto and other digital assets (Form 1099-DA), sales where the 1099-B says basis was NOT reported to the IRS, sales with an adjustment (for example a wash sale, code W), and sales with no 1099-B. Sales already added in the totals above do not go here.
Sales of business property Form 4797
Equipment, vehicles, boats, buildings, land or livestock used in a business, farm or rental — sold, traded or otherwise disposed of. Stocks and personal items go in the sections above. A K-1 section 1231 amount is added automatically from the K-1.
Rental / royalty property detail Schedule E, Part I
If No, a rental loss cannot use the $25,000 special allowance and may be limited by the passive activity loss rules (Form 8582).
Rental expenses
Form 4562 — Depreciation of the rental property (Schedule E, line 18)
Enter the building without the land (land is not depreciated). Section 179 is not allowed for residential rentals. The total replaces the depreciation amount above.
Elect out of the 100% special depreciation allowance (optional — applies to ALL assets of that class placed in service this year; a statement is attached to the return)
Additional K-1 interests Schedule E, Part II
Investments in OTHER businesses you don't operate day-to-day — enter the numbers directly from each K-1 you received. This is separate from your own business, entered elsewhere.
Other income Schedule 1
85% is taxable if combined income exceeds $34,000 (single)
Retirement, pension and IRA distributions Form 1099-R
Add one entry for each Form 1099-R you received (IRA, 401(k), 403(b), pension or annuity), copying the boxes exactly as printed.
Too much put into a traditional IRA (6% tax each year until fixed)
Too much put into a Roth IRA (6% tax each year until fixed)
Required minimum withdrawal not taken
Asking the IRS to waive the missed-withdrawal tax for a reasonable cause is not supported yet — a preparer can help.
Only the taxable part: it is taxable only if you itemized deductions last year and deducted state income tax (Schedule 1, line 1).
Schedule 1, line 8z.
Required by the IRS when there is other income — for example, the type of payment and who paid it.
Gambling winnings Form W-2G
All gambling winnings are taxable, including ones with no W-2G.
Household employment Schedule H
Only fill this in if you personally employed a nanny, housekeeper, senior caregiver, or similar worker in your home this year — not an independent contractor or agency employee.
Applies once you pay one worker $3,000 or more in 2026 ($2,800 in 2025), or $1,000+ in any calendar quarter
Don't count wages paid to your spouse, your child under 21, or your parent.
Above-the-line adjustments Reduce AGI
These adjustments reduce your income before calculating tax. You can claim them without itemizing.
Maximum $2,500
2026 limit: $7,500 ($8,600 if age 50+)
Married filing jointly: each spouse has their own limit. If you or your spouse have a retirement plan at work (W-2 Box 13), the deduction may be reduced — AviTax Pro figures it for you.
Other moving expenses are not deductible. Moves with costs other than storage need Form 3903, which AviTax Pro does not produce yet.
Maximum $350 ($700 if both spouses are educators)
Up to 25% of net self-employment earnings, max $72,000 (2026)
Health Savings Account (HSA) — Form 8889
2026 limits: $4,400 self-only / $8,750 family (+$1,000 if 55 or older)
You
From the health insurance plan. Months enrolled in Medicare or with other health coverage that isn't an HDHP don't count.
Covered on December 1 lets you use the full-year limit (last-month rule) if you stay eligible all of next year; otherwise part becomes taxable next year.
Count a month if covered on its first day.
The two together can be 12 at most.
Married with family coverage: the family limit is shared by both spouses — 50/50 unless you agree on other shares. Leave blank if your spouse has no HSA.
Include deposits made from January 1 through the April filing deadline of next year for this year (Form 5498-SA). Don't include W-2 code W amounts.
$0
Taken from the W-2s for this person automatically. Includes money put in through a cafeteria plan.
Total of all Forms 1099-SA for this person.
Qualified medical, dental and vision costs for you, your spouse or dependents that weren't paid back by insurance or deducted elsewhere.
Rollovers to another HSA within 60 days, and excess contributions (plus earnings) withdrawn by the filing deadline.
Less common situations
One-time direct transfer from an IRA to the HSA (Form 8889, line 10).
Contributions to an Archer MSA reduce the HSA limit (Form 8889, line 4).
If you used the last-month rule in a past year and stopped being eligible during the testing period (Form 8889 line 18 worksheet). Adds 10% tax.
If you made a qualified HSA funding distribution and stopped being eligible during the testing period (line 19). Adds 10% tax.
Your spouse
From the health insurance plan. Months enrolled in Medicare or with other health coverage that isn't an HDHP don't count.
Covered on December 1 lets you use the full-year limit (last-month rule) if you stay eligible all of next year; otherwise part becomes taxable next year.
Count a month if covered on its first day.
The two together can be 12 at most.
Married with family coverage: the family limit is shared by both spouses — 50/50 unless you agree on other shares. Leave blank if your spouse has no HSA.
Include deposits made from January 1 through the April filing deadline of next year for this year (Form 5498-SA). Don't include W-2 code W amounts.
$0
Taken from the W-2s for this person automatically. Includes money put in through a cafeteria plan.
Total of all Forms 1099-SA for this person.
Qualified medical, dental and vision costs for you, your spouse or dependents that weren't paid back by insurance or deducted elsewhere.
Rollovers to another HSA within 60 days, and excess contributions (plus earnings) withdrawn by the filing deadline.
Less common situations
One-time direct transfer from an IRA to the HSA (Form 8889, line 10).
Contributions to an Archer MSA reduce the HSA limit (Form 8889, line 4).
If you used the last-month rule in a past year and stopped being eligible during the testing period (Form 8889 line 18 worksheet). Adds 10% tax.
If you made a qualified HSA funding distribution and stopped being eligible during the testing period (line 19). Adds 10% tax.
Schedule 1-A — extra deductions (tips, overtime, car loan interest, age 65 or older). You can take them whether or not you itemize.
Max $25,000. Phases out over $150K MAGI ($300K MFJ). Not available MFS.
Max $12,500 ($25,000 MFJ). Same phase-out as tips. Not available MFS.
Max $10,000/yr. Phases out $100K–$150K MAGI ($200K–$250K MFJ).
Required by the IRS for this deduction — 17 characters, on your loan papers or registration.
Deductions
Use standard deduction
2026 standard deduction: $16,100 for single filers
Schedule A — Medical and dental (Line 1–4)
Only the amount exceeding 7.5% of your AGI is deductible
Age-limited: under 40=$470, 41–50=$880, 51–60=$1,760, 61–70=$4,710, over 70=$5,880
Schedule A — Taxes you paid (Lines 5–6) — 2026 SALT cap: $40,400
2026 cap: $40,400 combined ($20,200 if MFS), reduced above $505,000 of income
Counted within the SALT cap
Schedule A — Interest paid (Lines 8–9)
Enter the full amount from Form 1098. If your loans were more than $750,000, answer the question below.
Enter the full amount; the loan limit is figured below.
Average balance for the year of the loans used to buy, build or improve your main and second home (Pub. 936: first and last balance of the year divided by 2, or the average your lender gives you).
Deductible again from 2026. Reduced above $100,000 of AGI ($50,000 married filing separately); none above $109,000 ($54,500).
Schedule A — Gifts to charity (Lines 11–13)
Max: 60% of AGI for cash. Requires receipt for any donation $250+
Max: 30% of AGI. Need qualified appraisal for items over $500
Noncash donation items (Form 8283, Section A) — needed when noncash gifts total more than $500
When you enter items here, the noncash total above is figured from them. Items over $5,000 and donated vehicles need documents AviTax Pro can't attach yet.
Schedule A — Casualty, theft & other (Lines 15–16)
Must be in a federally declared disaster area. Subject to $100 + 10% AGI floor
Only deductible up to the amount of your gambling winnings reported as income
Legal fees for taxable income, impairment-related work expenses, etc.
Credits & payments Auto-calculated where possible
Check your dependents and enter any credits or tax payments that apply. Most amounts are figured for you.
Dependents — each one entered individually so we can apply the correct credit per person
Computed automatically from the dependents added above
Up to $1,700/child (2026) — automatically calculated from your income and children
20%–35% credit on up to $3,000 (1 child) or $6,000 (2+). Must work or look for work.
Care providers (Form 2441, Part I)
Enter each daycare, school program or person you paid, with their EIN or SSN. Put the expenses for each child on that child's dependent row.
Education credits — Form 8863
Two credits for college or job-training tuition, for you, your spouse or a dependent: the American opportunity credit (first 4 years of college, up to $2,500 per student, 40% of it refundable) and the Lifetime Learning credit (any year or a job-skills course, up to $2,000 per return, not refundable). Each student takes one of them. The school sends Form 1098-T. Not allowed when married filing separately.
Credits after a past disallowance (Form 8862)
If the IRS sent you a letter saying you must file Form 8862, answer Yes. Not needed if the credit was later allowed, or if only a math error was corrected.
Retirement savings & energy credits
10%–50% of up to $2,000 in retirement contributions. AGI limit: $36,500 single / $73,000 MFJ. Auto-calculated from your IRA/SEP/HSA entries.
Solar, battery storage, wind, geothermal — 30% of cost, no annual cap. Schedule 3, line 5a.
Doors, windows, insulation, heat pumps — capped, up to $3,200/yr. Schedule 3, line 5b.
Earned income & other credits
Auto-calculated from your earned income, AGI and qualifying children.
Credit for foreign income taxes paid. Non-refundable. Under $300 ($600 MFJ) can be claimed without Form 1116 if all foreign income is passive/1099-reported. Above that, Form 1116 detail is required.
Form 1116 detail required above the de minimis amount
Total income earned from foreign sources, before any deductions
Adoption credit — Form 8839
For expenses to adopt a child under 18 (or a child who can't care for himself or herself), and for adoption benefits your employer paid (W-2 box 12, code T). Up to $17,670 per child for 2026; up to $5,120 of it per child is refundable, and the rest lowers your tax, with any unused part carried forward. It phases out above $265,080 of modified AGI.
The Lifetime Learning credit is now in the education section above. The adoption credit (Form 8839) is being added; until then an amount here can't be e-filed. The premium tax credit is figured in the Marketplace section below.
Credit for federal tax paid on fuels — Form 4136
The price of gasoline includes 18.4 cents a gallon of federal tax. If gasoline was used in a business off the highway (tractors, generators, equipment not registered for road use), on a farm for farming, or in another nontaxable use on Form 4136, line 1, you get 18.3 cents a gallon back. It is refundable and goes on Schedule 3, line 12. Personal use does not qualify.
Add one entry for each business or business activity. With more than one, each gets its own Schedule A (Form 4136) and Form 4136 shows the totals. The activity code is required for the activity with the largest credit. Diesel, kerosene, aviation fuel and the other Form 4136 lines are not supported yet.
Taxable: if you deducted the full cost of this fuel (tax included) as a business or farm expense, include this credit in income — Schedule F, line 8 (farm), Schedule C, line 6, or Form 4835, line 6.
General business credit — Form 3800
AviTax Pro supports the advanced manufacturing production credit (Form 7207): a credit you earned producing and selling eligible components, or a credit you bought from the producer under a transfer election (Schedule A (Form 3800)). The credit is nonrefundable and is limited by your tax (Form 3800, Part II); it goes on Schedule 3, line 6a. The employer tip credit (Form 8846) is above. Other business credits, credit carryforwards and elective payments are not supported yet.
Tip credit for employers — Form 8846
You get back the employer's 7.65% on tips above the part needed to bring each employee's pay up to the minimum: $5.15 an hour for food and beverage work, $7.25 an hour for beauty services. Your payroll reports have these numbers.
Disabled access credit — Form 8826
The credit is 50% of what you spent between $250 and $10,250 (up to $5,000). Only for small businesses, and only for costs to meet the Americans with Disabilities Act — not for a new building.
Credits you bought — Schedule A (Form 3800), one per transfer election statement
Prevailing wage and apprenticeship — Form 7220
Form 7220 verifies the prevailing wage and apprenticeship (PWA) requirements for a facility or project when you claim increased amounts for meeting them (for example on Form 7205), or make corrections.
Washington Working Families Tax Credit (state refund)
Washington pays this credit to people who qualify for the federal earned income credit — or who would qualify except that they (or their spouse or children) use an ITIN. It is paid by the state, separately from your federal refund.
Count the days your main home was in Washington. Working in Washington while living in another state does not count.
Health insurance from the Marketplace — Form 1095-A / Form 8962
If help paying the premium was sent to your insurer (Form 1095-A, column C), the IRS rejects the return unless Form 8962 is included. Employer, Medicare and Medicaid coverage do not count here.
Leave blank if no dependent has to file. Form 8962, line 2b.
W-2 box 12, code FF, divided by the number of months it was offered.
Federal public benefit — Schedule 3-A (new for 2026)
Because this return claims a refundable credit (earned income credit, additional child tax credit or refundable American Opportunity Credit), the IRS now requires these two questions. If the answer to the first one is No, the IRS does not pay out the refunded part of those credits; the part that lowers your tax still applies. Answer for the date you file.
Payments already made to the IRS
One line per form: Box 4 of a 1099-INT, 1099-DIV, 1099-NEC, 1099-MISC, 1099-G, 1099-K, 1099-B or 1099-OID, or Box 6 of an SSA-1099. W-2 withholding comes from your W-2 entries automatically.
Total of all quarterly payments (April, June, September, January). Check your bank statements or IRS.gov account.
Farming or fishing income averaging — Schedule J
A good year of farming or fishing can be taxed as if it were spread over the last 3 years, at those years' lower rates. AviTax Pro compares and uses it only if it lowers your tax. You need the taxable income and tax from your 2023, 2024 and 2025 returns.
If you used Schedule J in 2023, 2024 or 2025, some of these amounts come from that Schedule J instead of Form 1040 — see the Schedule J instructions or ask a preparer. If a year's taxable income was zero or less, enter the negative amount from that year's Taxable Income Worksheet.
Underpayment penalty (Form 2210)
Your withholding doesn't cover at least $1,000 of your tax, so the IRS checks whether you paid enough during the year. These answers figure the penalty, if any.
If the IRS figures it, line 38 is left blank and the IRS mails a bill for any penalty; no interest is charged on it if you pay by the date on the bill.
At least two-thirds of your gross income is from farming or fishing, so the special rules apply (Form 2210-F): only one payment, due January 15, of two-thirds of this year's tax (or all of last year's), and no penalty at all if you file and pay everything by March 1.
If left blank, the prior-year AGI from the signature section is used.
Estimated tax payments with their dates (Form 1040-ES or IRS Direct Pay). The total goes on Form 1040, line 26.
Only if you retired after age 62 or became disabled last year or this year, or a casualty, disaster or other unusual event caused the underpayment.
Review your results. To change anything, use Edit return. When you are ready, choose how to get your refund, sign, and file.
Your estimated refund
$0
Federal income tax · Tax Year 2026
Total income ℹ
$0
Adjusted gross income (AGI) ℹ
$0
Taxable income ℹ
$0
Effective rate ℹ
0.0%
Tax calculation breakdown
Total gross income$0
Above-the-line adjustments−$0
Adjusted gross income (AGI)$0
Standard / itemized deduction−$0
Taxable income$0
Gross tax (from brackets)$0
Nonrefundable credits (can only lower the tax to $0)−$0
Refundable credits (paid to you even with no tax)−$0
Your refund$0
Your tax bracket analysis
Ready to file? Last step — submit
📡 IRS e-File Direct Submission
When you click "Submit to AviTaxes for e-filing", your completed return is transmitted for e-filing directly to the IRS. ✓ IRS acceptance typically within 24–48 hours · Direct deposit refunds in 10–21 days
Important: AviTax Pro® is authorized to prepare and transmit returns. You will receive an IRS acknowledgment number by email once accepted.
💰 How do you want your refund?
🏦 Direct deposit
Fastest — refund in 10–21 days
✉️ Paper check
Mailed to the address on file — takes longer
The account above is account 1 — it receives the rest of your refund. Enter the amount for each other account. Each account number must be different.
Account 2
Account 3
💳 Pay it all
By April 15, 2027 — no setup fee
📅 Monthly payment plan
We send the request with your return (Form 9465)
Pay by April 15, 2027 to avoid interest and penalties: free from your bank account with IRS Direct Pay (irs.gov/payments), by debit or credit card (the card processor charges a fee), or by check with Form 1040-V.
The IRS charges a setup fee for a payment plan (lower with automatic withdrawals from your bank), and interest and a late-payment penalty keep adding up until the balance is paid. Paying as much as you can now lowers both.
✍️ Sign your e-filed return
Sent by the IRS in a CP01A notice, or retrieved from the "Get an IP PIN" tool. Required if issued — the IRS will reject the return without it.
Signature PIN (electronic signature)
Any 5 numbers you choose. It is your electronic signature — you don't need to remember it after filing.
To confirm who you are, the IRS checks your date of birth (Personal information) and last year's AGI or Self-Select PIN. If you have an IP PIN, it can be used instead of last year's AGI or PIN.
On last year's tax return, Form 1040 line 11 (adjusted gross income). Enter $0 if you didn't file last year.
Leave blank if using AGI instead
If you filed jointly last year, enter the same AGI. Enter $0 if your spouse didn't file.
Leave blank if using AGI instead
Practitioner PIN (preparer-assisted signature, Form 8879)
🔒 Your data is encrypted · 256-bit AES · IRS Pub. 4557 compliant · Preparer review included on Standard plans and above · (206) 609-0816
Need more time? Request an extension (Form 4868)
An extension gives you more time to file, not to pay. Tax not paid by the April deadline is charged interest and may be charged a late-payment penalty.
Your name, social security number and address come from Personal information. If your filing status is married filing jointly, the extension is joint.
Form 1040, line 24. Enter 0 if you expect no tax.
Withholding, estimated payments and refundable credits (Form 1040, line 33, without this extension payment).
$0
Leave blank if you aren't paying now.
Last day to send this extension:
On or before the last day shown above.
Leave blank to use the phone in Personal information.
Sign the extension (required when paying from a bank account)
To confirm who you are, the IRS needs your date of birth (from Personal information) and last year's AGI or Self-Select PIN.
Enter 0 if you didn't file last year.
IRS test scenario — paid preparer ATS testing only
Fill this in only when the IRS scenario shows a paid preparer. Leave the name blank for a self-prepared scenario.
Shown only for IRS test SSNs (400-00-xxxx).
Your completed IRS forms Auto-filled from your answers
Return XML (for MeF transmission testing)
Click inside the box, then Ctrl+A to select all, Ctrl+C to copy.
Enter your information 2024
Automatically calculates the Child Tax Credit, including the phase-out at higher incomes
EITC, education credits, etc. — anything besides the Child Tax Credit above
Your estimated result
$0
Enter income to calculate
Enter your income to see your bracket and effective rate.
2026 tax credits — guide
Tax savings opportunities — act before Dec 31
Upload your documents
Files are stored securely and only you (and your preparer, once you're working with one) can access them.
Click to choose a file, or drag and drop it here
PDF, JPG, or PNG — up to 15 MB
My documents 0 items
Documents still needed
Schedule your appointment
Meet with your AviTaxes preparer — 30–60 minutes via video, phone, or in person at our Seattle office.
Call or email us and we'll find a time that works for you: